Insurance knowledge: What are the types of insurance?
As the pace of automobile entry into the home has accelerated, auto insurance has also become a vehicle that owners must contact. If the owner is unfamiliar with the related knowledge of auto insurance, he may enter the misconception of auto insurance consumption, leading to more patrols when he spends more money and claims for insurance. So what are the types of insurance? Today, auto insurance experts tell you about this knowledge.
Auto insurance can be divided into basic insurance and additional insurance. Basic insurance mainly includes two kinds:
(1) Vehicle Loss Insurance: The insurance company is liable for damages due to traffic accidents such as collisions, natural disasters such as heavy rain, lightning strikes, fires, explosions, accidents caused by the collapse or fall of external objects, etc., and at the same time, when an accident occurs, The insurance company will be responsible for compensation according to the provisions of the provisions for reasonable expenses incurred for the rescue and protection measures of the vehicles.
(2) Third-party liability insurance: When an accident occurs in an insurance vehicle, it often causes the third party to suffer personal injury or property loss. For the amount of compensation that should be paid by the insured according to law, the insurance company will be responsible for compensation according to the terms.
Auto insurance additional insurance is divided into:
(1) Full vehicle robbery insurance: Insured vehicles are stolen, robbed, robbed, or damaged after they have been damaged. After being investigated and verified by the public security department, the insurer is responsible for compensation according to the provisions of the article.
(2) Vehicle liability insurance: When an accident occurs on an insurance vehicle, it causes casualties on the vehicle or the direct damage of the vehicle's cargo. The insurance company is responsible for compensation according to the provisions of this article.
(3) No-fault liability insurance: In the event of a traffic accident between an insurance vehicle and a non-motor vehicle or a pedestrian, the side of the insurance vehicle is not at fault, but it is still inevitably inevitably responsible for economic compensation. The insurance company is responsible for compensation according to the provisions of this article.
(4) Liability liability for falling on-board goods: The insurance company often takes responsibility for personal injury or death or property damage caused by the falling of goods on board. The insurance company is responsible for compensation according to the provisions of this article.
(5) Risk of broken glass alone: ​​Almost every driver has this experience. The windshield of the vehicle is cracked by stones that have splashed on the road or broken by objects falling from nearby buildings. The insurance company in accordance with the provisions of this article, according to the actual loss of compensation.
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Features:
1) Hydraulic drive, smooth and noiseless work, fast extrusion speed, large extrusion force, compact package block, not easy to be scattered.
2) high quality national standard steel plate with advanced welding technology to make the mechanical parts strong and durable, low failure rate, long service life.
3) the oil cylinder seal is imported glyd ring, good sealing performance, strong pressure resistance.
4) Convenient installation, small floor space, no foundation, foot, etc. Simple operation, detachable and PLC automatic mode.
5) Cold extrusion will not change the metal material and increase the utilization rate.
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